Fancy an ISA that pays a monthly income?
ISA allowance for 2018/2019 tax year is £20,000, you can apply quickly using our online portal
A new way to generate income every month.
Per annum. As offered between 29 October – 2 November 2018
- TAX-FREE for ISA buyers
- Paid into your account every month
- Invest from as little as £10,000
- Low management fees and trading charges
- FTSE 100 blue chip stocks. YOU own the share portfolio
Your income and the value of your investment can go down as well as up, so you could get back less than you invest. Taxation rules can change and your tax treatment will depend on your individual circumstances. For more on the risks that apply to this product please click here.
The solution to generating income from your savings
Fed up with poor returns on your savings?
Given up on Cash ISAs?
Well here’s a new way to make use of your allowance.
Your income and the value of your investment can go down as well as up, so you could get back less than you invest
Past performance is not a guide to future performance
We do not provide advice. If you are unsure about the suitability of our plan please seek professional advice
Generating an income
from shares, through
long term investment
Although considered high risk compared to products like Savings Accounts, investing in shares over the long term has proven to be a solid way to grow capital value.
History has shown that although there are dips, and even significant drops in value, if you stick with the FTSE over time, the trend is towards growth.
For example, if you had invested £50,000 equally into the 20 companies shown here in January 2007, you would have £67,873 (35% growth) by January 2017.
Please bear in mind that this does not include charges, which would have the effect of reducing your ultimate return.
In addition to the capital growth, those 20 shares also continued to pay an ‘income’ via annual dividend payments throughout the 10 year period, even when the shares went down in value!
A plan designed to
So despite the fluctuating value of shares:
- The investor receives a strong income from the shares each year
- The capital value increased by the end of 10 years
Based on these simple principles, our approach is to focus on choosing a portfolio of strong, secure and dependable company shares that can weather the storm and pay dividends in all market conditions.
The example above is a notionally selected portfolio of 20 FTSE 100 shares and excludes charges.
Shares are deemed to be high risk investments and you may not get back the same amount as you initially invest, particularly if you disinvest or cash in your shares in the short term.
With any investment there is risk and past performance is no guide to the future. If you are unsure of the risks or wish to seek further guidance then please refer to a financial adviser